ANYONE...WHO WANTS A HOME CAN HAVE ONE!
"IT IS ALWAYS THE PERFECT TIME TO INVEST IN REAL ESTATE."
-J.DAVIS
FULL-SERVICE REAL ESTATE BROKERAGE
Since 1985 Raymond Byard Real Estate has been a pioneer and leader in New Jersey Real Estate. Our stellar performance record and recognized brand focuses our attention on each and every one of our clients detailed needs. We service both Residential and Commercial Markets.
We are highly trained Agents with experience! Owning Real Estate can be challenging. We have legal professionals that provide services to ensure you maximize your value, and continue to build equity.
We are a dedicated team with a full closing staff and referral partners to guarantee a worry-free Real Estate transaction from conversation to closing.
INVESTING IN REAL ESTATE AS A HOMEOWNER, TENANT OR INVESTOR REQUIRES TIME AND MONEY...
WE WILL SAVE YOU BOTH!
RESOURCES
- NJ HOUSING DEPARTMENT INFORMATION
- IRS DEPARTMENT INFORMATION
- YOUR LOCAL MUNICIPAL SERVICES OFFICE
- SOCIAL SECURITY ADMINISTRATION CUSTOMER SUPPORT
PROGRAMS
- IRS STATE AND FEDERAL TAX CREDIT PROGRAMS INFORMATION
- NJ STATE RENTAL ASSISTANCE PROGRAMS INFORMATION
- LOW TO NO MONEY DOWN PURCHASE PROGRAMS INFORMATION
- NEW CONSTRUCTION REAL ESTATE PROGRAMS AVAILABLE
(CONCEPT TO CLOSING)
THINGS TO DO
- STAY GAINFULLY EMPLOYED. THE FIRST AND MOST VALUABLE STEP IS TO KNOW YOU NEED AT LEAST TWO YEARS OF VERIFIABLE INCOME (W-2 OR SELF-EMPLOYED)
MOST CASES FOR TYPICAL REAL ESTATE FINANCING
- MANAGE DAILY SPENDING: TRY COOKING AT HOME. KITCHEN MANAGEMENT IS A GREAT WAY TO SAVE
- MAINTAIN CREDIT ACCOUNTS ON-TIME. BANK ACCOUNT(S) AND PROOF OF VERIFIABLE INCOME ARE FACTORED INTO DETERMINING THE AMOUNT OF YOUR FINANCING APPROVAL
GET IN TOUCH
Interested in Selling, Buying or Leasing? Fill out the form and let's connect.
CERTIFIED AND DESIGNATED REPRESENTATIVE
*DISCLAIMER TO NOTE*
WE DO NOT OFFER "WE BUY" AND/OR "CASH FOR" SERVICES
SHORT SALE RESOURCE
The Short Sales and Foreclosure Resource (SFR®) certification distinguishes agents that are trained to skillfully assist homeowners through the confusing process of the Short-Sale
PRICING STRATEGIST ADVISOR
Working with a (PSA®) adds valuable perspective to your transaction while taking the guesswork out of pricing. Under-standing how the price and value of the asset is determined will guide the smartest (and best) decision for maximum income
SELLER REPRESENTATIVE SPECIALIST
The Seller Representative Specialist (SRS®) designation is the premier credential in seller representation. It is designed to elevate the agents professional standards of services
ACCREDITED BUYERS REPRESENTATIVE
(ABR®) designees work with home buyers and tenants at every stage of the homebuying or leasing process. The designation program establishes a foundation of training, skills, and provides the resources to help the real estate professional succeed as the buyer's representative
HIGHLIGHTED SERVICES
WATER SEWER TAXES MUNCIPAL LIENS
These are all intimidating and seriously threating actions. They move quickly, can be very costly and are final. Ignoring municipal rule of law can impact value and equity in the property. Default can result in the loss of your asset(s). We are here to work with you to solve these problems.

MUNICIPAL REAL ESTATE DELINQUENCY SOLUTIONS
EXECUTOR(S) OF ESTATE(S)
ADMINISTRATION
MARRIAGE/DIVORCE SETTLEMENT OF PROPERTY
Due to the sensitive nature of real estate settlements involving loved ones and relatives in most circumstances can be challenging. Peace of Mind requires experienced professionals. We are an Agency that understands the importance of discretion and at the same time servicing fiduciary obligations.

ESTATE SETTLEMENT SERVICES
LOSS OF EMPLOYMENT
MISSED PAYMENTS
FINANCIAL HARDSHIP
You Have Options! We will evaluate the cause and work with the distressed individual(s) and the complaint directly. Our services maximizes the value you may be missing...

DELINQUENT MORTGAGE
SHORT-SALE
FORECLOSURE STATUS
LENDER/SERVICER COLLECTIONS
THE VALUE OF BEING REPRESENTED BY A REALTOR®
Buyers Representative
Sellers Representative
“I wanted to sell quickly and at a good price. In just a few weeks, I got the price I wanted.”
-Tanisha Maxwell
They did a great job helping me and my family settle our estate. We learned the cash buyers weren't our only option. So thankful!!!
-W. Harrison
Renting was getting our family no where! Not going to lie it took some time but we finally own! Call THEM trust me!!! THANK YOU! "
-L Rosado😎
